Red Herring 100 Global Winner

News Flash!
Quisk wins 2015 Red Herring
Top 100 award!

Red Herring 100 N. American Winner

What We Do

Quisk, Inc. partners with financial institutions and other organizations to enable anyone to use their money without needing cash or cards.

Quisk is your money from your bank.
Without the cash. Without the cards. Without the wallet.


Solution Overview

Quisk: The next step in the evolution of money ™

The cloud-based Quisk solution utilizes the consumer’s mobile phone number and secured PIN to create and access a new type of digital cash account. The Quisk platform enables special transaction processing and balance limits to facilitate compliance with Know Your Customer (KYC) and state-of-the-art risk management.

Turn existing mobile phones into payment devices

Quisk can be used for everyday payments, in-person and remote purchases, Bill Pay, Person-To-Person (P2P) transfers, eCommerce, Government-To-Person (G2P) transfers, or eventually Person-To-Merchant (P2M) purchases and cross-border remittances.

Based on upon the widespread consumer usage of mobile phones, the Quisk digital cash service utilizes the consumer’s mobile phone number and secure PIN as unique identifiers for various mobile payments and financial services.

The Quisk solution does not require smart phones or any specific mobile operator service; the Quisk platform is technology- and MNO-agnostic. We provide an end-to-end cloud-based digital cash solution for banks and others.

Learn More

    • The Quisk platform has five key elements:

    • Singular Platform Cloud Icon


      The same platform supports both mobile commerce and digital marketing and loyalty programs in all currencies, countries, and for all phones and all wireless networks.

    • Smart Icon


      Our platform technology is agnostic and future-proof. It can easily adapt to emerging User Interface technologies (e.g., NFC, biometrics, etc.) that may become more prevalent in the future.

    • Scalable Icon


      Our cloud-based platform can scale to handle new financial institutions, new wireless operators, new merchants, and new countries of expansion. The technology is architected to handle vast increases in transactions volumes.

    • Seamless Icon


      Our platform and solutions work with your existing core systems and payment infrastructure to avoid any needed POS retrofits or other significant technology investments.

    • Secure Icon


      The protection of Quisk account data is our first priority. Our platform is designed using state-of-the-art Service Oriented Architecture (SOA) methodology and our data centers are entirely replicated.

    • Learn More about how Quisk works

Quisk Platform Overview

Quisk Platform Overview

Quisk Digital Cash and Mobile Payment Ecosystem Benefits

Financial Instutions

Quisk For Financial Institutions,

Quisk drives value by creating your secure cloud-based digital cash solution which leverages your existing infrastructure and offers to:

    • Generate New Revenues IconGenerate new revenues
    • Strengthen Customer Relationships IconStrengthen customer relationships
    • Increase Roi IconIncrease ROI

Learn More

Merchant Icon

Quisk For Merchants,

Quisk drives value by creating your secure cloud-based solution for mobile payments and marketing/loyalty programs which leverages existing retail Point-Of-Sale infrastructure and offers to:

    • Generate New Revenues IconGrow revenues and increase customer loyalty
    • Increase Roi IconIncrease ROI and transparency
    • Lower Costs IconRealize opportunity to dramatically lower costs

Learn More

Wireless Operators Icon

Quisk For Wireless Operators,

Quisk enables you to partner with financial institutions to:

    • Generate New Revenues IconMonetize installed base with new revenue opportunities
    • Differenciate Your Service IconDifferentiate your service to new customers with mobile payments
    • Strengthen Customer Relationships ICONStrengthen customer relationships

Learn More

Consumers Icon

Quisk For Consumers,

Quisk delivers mobile payment alternatives to cash and credit cards which is:

    • Safe And Convenient IconSafe and convenient
    • Simple Check Mark IconSimple
    • Secure Icon BlueSecure
    • Save Money IconAnd saves money!

Learn More


Why Quisk?

Globe With Digital Currencies

The first central bank-sanctioned all-digital bank account in the world.

Quisk, Inc. is the first company to be sanctioned by a central bank for an all-digital bank account with complete and secure banking functionality. Quisk collaborates with central banks to digitize a country’s fiat currency.

Only Quisk is able to deliver a cloud-based digital services and transaction processing platform to integrate mobile payments, marketing and loyalty programs—which leverages existing financial institution core systems and retail payment infrastructure.

Smart phones, smart phone app or web access is not required. Consumers only need their mobile phone number and PIN. Simple, easy and secure.

Partnering Infographic

Partnering with financial institutions and others.

Quisk partners with financial institutions—from the ground up—to deliver a new type of payment account, which is a safe and easy way for everyone to use digital cash.

The Quisk platform offers financial institutions and others the opportunity to generate new revenues and strengthen customer relationships, while dramatically lowering costs.


Comparing Quisk to alternatives:

Quisk Cash Credit Cards PayPal
Financial Institutions and Other Organizations
First central bank approved, all-digital cash Yes
Access the entire population (anyone with a mobile phone number) Yes Yes
Greater immediate revenue opportunities Yes
Leverage existing core systems/other infrastructure Yes
Integrated mobile payment with digital marketing and loyalty programs Yes
Lower account risk exposure Yes
Opportunity for lower merchant transaction costs Yes Yes
Ease of existing or new Point-Of-Sale integration Yes
Ease of sending mass payments Yes Yes
First central bank approved, all-digital cash Yes
Accumulates loyalty points automatically Yes Yes*
Use with any type of mobile phone Yes
Get and deposit cash at retail Point-Of-Sale Yes
Alternative to high-priced credit cards Yes Yes
Safer and more secure Yes

* Note: Credit card loyalty is based on card brand level vs. Quisk solution can be based on loyalty programs of both financial institution and others.